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Mistakes are costly [Jun. 18th, 2005|10:23 am]
In my case, it was only a $35 overdraft fee, but it still irritated me.
This month I scheduled 2 online payments for Verizon. One through their website and another through mycheckfree.com
I thought I had cancelled the one through mycheckfree, but I didnt. So they attempted to withdrawal funds from my account. Of course I didnt have enough in my account so the bank refused it and charged me $35.
I called mycheckfree to see if they will keep attempting to withdraw money from my account. After a 30 minute conversation, the final response was "Sir, I'm sorry. That is already in process and we cannot stop it now" and of course, I dont get paid until next Friday.
Luckily Dad has enough in his checking account to give me a $100 to deposit, so that when they attempt to withdraw the funds, I actually have funds in my account.
I hate making these kinds of mistakes. Of course, now I have $6.32 to my name until next Friday.

Oh well, live and learn

[User Picture]From: jaybear
2005-06-18 04:05 pm (UTC)
Once they release an EFT (Electronic Funds Transfer) request, it isn't easy to cancel. However, you should be able to talk to your bank to have them refuse any requests from that company. You may have better luck speaking with your branch manager face to face rather than customer service.
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[User Picture]From: bearpawly
2005-06-18 11:06 pm (UTC)

just sayin'


That sounds exactly like the kind of oversight that requires a spanking...
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